equity release

mortgage

ACROSS ALL DUBAI PROJECTS

3.89% FIXED FOR 3 YEARS*

Release cash from your existing property, finance remaining installments 

before completion or get pre-approved for new investments.

*T&C Apply

LOWEST INTEREST RATE

GUARANTEED

ACROSS ALL DUBAI PROJECTS

3.89% FIXED FOR 3 YEARS*

Limited Time Exclusive Offer:

3.89% fixed for 3 years
Low post fixed rate starting 1.49% + EIBOR
Finance up to 79.5% of the property value
0% processing fee for buyouts

*T&C Apply

ready
Property
Mortgage

VARIABLE & FIXED RATES

Discounted Rates
Lowest margin in the market
No salary transfer required
24 hour pre-approval

Lowest interest rate guaranteed*

Off-plan
Property
finance

FINANCE BEFORE COMPLETION

Interest only during construction.
Discounted rates. Handover payments for residents and non-residents.

Across all projects in Dubai.

cash
equity
release

CASH RELEASE FROM EXISTING PROPERTY

Release up to AED 20 Million. Up to 70% of the property value

Option also available along with buyout from other financial institutions

CREEK_EDGE_BROCHURE中文版[1029439]-9
Pre-approval for
New investments

24-HOURS PRE-APPROVAL

There are hundreds of mortgage products available from various local banks, but choosing the right product is key to saving you thousands over the term of the loan. 

We have negotiated exclusive terms with a select few banks that we can pass onto you, our customer.

These offers often have reduced fees, lower interest rates and provide flexibility to make overpayments without any penalties.

Buying a property is probably the single biggest investment you will make, so getting the right mortgage from the beginning is crucial to achieving your long term financial goals

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cash release
EQUITY RELEASE

LOAN AGAINST CURRENT PROPERTY

Equity Release is the term used for funds that you borrow against the value of your current property. 

Whether you need to settle outstanding loans, cover the cost of property renovations, invest in another property either here in the UAE or overseas or fund the cost of your child’s education, the released funds can be used for any purpose.

Shari’a compliant equity release solutions.

6863070377
before completion
OFF-plan finance

FINANCE PROPERTY BEFORE COMPLETION

There are a select few lenders in the UAE, that will finance properties during the construction period

Through our network of mortgage providers we can secure mortgages for residents and non residents of the UAE with minimal documentation, saving you time and money.

Once 50% of the payment plan with selected developers has been paid, we can step in to assist you and ease the burden of making large payments to the developers.

Equated monthly instalment

mortgage calculator

The calculations below are based on an estimated mortgage rate of 4% pa and are subject to approval from banks / financial institutions, 70% finance (subject to bank approval) and Equated monthly instalment over 25 years

Apartments:

Type of Unit
Value of property
30% down payment
70% finance
Equated monthly instalment
Studio
AED 678,000
AED 203,400
AED 474,600
AED 2,505
1-bedroom
AED 1,320,900
AED 396,270
AED 924,630
AED 4,880
2-bedroom
AED 2,046,000
AED 613,800
AED 1,432,200
AED 7,560
3-bedroom
AED 2,761,000
AED 828,300
AED 1,932,700
AED 10,202

Villas:

Type of Unit
Value of property
30% down payment
70% finance
Equated monthly instalment
3-bedroom
AED 2,667,000
AED 800,100
AED 1,866,900
AED 9,854
4-bedroom
AED 3,066,000
AED 919,800
AED 2,146,200
AED 11,328
5-bedroom
AED 4,407,900
AED 1,322,370
AED 3,085,530
AED 16,287
6-bedroom
AED 11,786,000
AED 3,535,800
AED 8,250,200
AED 43,548

mortgage and equity release

PROCESS AND DOCUMENTATION​

Stage 1: Pre – approval

There’s a preliminary approval process of approximately 5 working days to qualify customers eligibility based on income criteria

Mortgage Assist facilitates the pre- qualification process with its network of banks and financial institutions

Documents required

Salaried individuals

  • Copy of passport, visa and Emirates ID
  • Copy of salary certificate and 6 months pay-slip 6 months online bank statement
  • Declaration of any other liability

Self-employed individuals

  • Copy of passport, visa and Emirates ID Trade License
  • 6 months personal bank statement
  • 1 year online company bank statement
  • Declaration of any other liability
  • 2 years audited financial reports if requested by the bank

Non-resident individuals

  • Passport copy of all pages
  • 6 months personal bank statement

Our strategic financial partners:

Stage 2: Final mortgage approval

  • Pay the down payment
  • Generate SPA
  • Property valuation may be undertaken based on the discretion of the bank / financial institution

Documents required

Salaried individuals

  • Copy of passport, visa and Emirates ID
  • Original salary certificate and 6 months pay-slip
  • 6 months original bank statement

Self-employed individuals

  • Copy of passport, visa and Emirates ID
  • Trade License
  • 6 months personal bank statement (original)
  • 1 year company bank statements (original)
  • 2 Years audited financial reports

Non-resident individuals

  • Passport all pages
  • 6 months personal bank statements
  • Health declaration form

 

Stage 3: Issuing of the title deed

Once the mortgage application has been approved, DLD will issue a title deed to the bank.

RANGE OF HOME FINANCE SOLUTIONS

services

— READY PROPERTY FINANCE

  • Finance up to AED 25 Million
  • Finance up to 80% for UAE nationals & 75% for expats
  • Tenor of up to 25 years 
  • A wide range of approved developments to choose from
  • Additional finance available for property transaction related cost

— NON-RESIDENT FINANCE

  • Financing for ready and off-plan properties 
  • Finance of up to 75% of the property value on ready properties, and up to 50% on off-plan projects
  • Finance up to AED 15 Million

— EQUITY RELEASE FINANCE

  • Finance amount of up to AED 20 Million 
  • Finance up to 70% of the property value
  • Tenor of up to 25 years
  • Option also available along with buyout from other financial institutions 

— OFF-PLAN (UNDER CONSTRUCTION)

  • Finance available for residents as well as non-residents
  • Finance up to AED 25 Million 
  • Finance up to 75% of the property value
  • A wide array of approved off-plan projects to choose from

— COMMERCIAL PROPERTY FINANCE

  • Finance available for offices and retail space
  • Finance up to AED 10 Million
  • Finance up to 70% of the property value on ready properties
  • Buyout and equity release options available
  • Finance ready commercial properties in Dubai and Abu Dhabi

— REFINANCE

  • Finance amount of up to AED 25 Million for ready and off-plan properties
  • Equity release up to AED 10 Million 
  • Tenors of up to 25 years 
call us +971 55 882 2052

for UAE (04) 347 9954

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Royal Bay by Azizi in Palm Jumeirah. Luxury apartments for sale in Dubai_3

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Thank you for your interest.

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For more information please call us or open online chat

Royal Bay by Azizi in Palm Jumeirah. Luxury apartments for sale in Dubai_3

Success

Than you for your interest.

Our Sales Team received your enquiry and respond you shortly. 

For more information please call us or open online chat