equity release
mortgage
ACROSS ALL DUBAI PROJECTS
3.89% FIXED FOR 3 YEARS*
Release cash from your existing property, finance remaining installments
before completion or get pre-approved for new investments.
*T&C Apply
LOWEST INTEREST RATE
GUARANTEED
ACROSS ALL DUBAI PROJECTS
3.89% FIXED FOR 3 YEARS*
Limited Time Exclusive Offer:
3.89% fixed for 3 years
Low post fixed rate starting 1.49% + EIBOR
Finance up to 79.5% of the property value
0% processing fee for buyouts
*T&C Apply
ready
Property
Mortgage
VARIABLE & FIXED RATES
Discounted Rates
Lowest margin in the market
No salary transfer required
24 hour pre-approval
Lowest interest rate guaranteed*
Off-plan
Property
finance
FINANCE BEFORE COMPLETION
Interest only during construction.
Discounted rates. Handover payments for residents and non-residents.
Across all projects in Dubai.
cash
equity
release
CASH RELEASE FROM EXISTING PROPERTY
Release up to AED 20 Million. Up to 70% of the property value
Option also available along with buyout from other financial institutions
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Pre-approval for
New investments
24-HOURS PRE-APPROVAL
There are hundreds of mortgage products available from various local banks, but choosing the right product is key to saving you thousands over the term of the loan.
We have negotiated exclusive terms with a select few banks that we can pass onto you, our customer.
These offers often have reduced fees, lower interest rates and provide flexibility to make overpayments without any penalties.
Buying a property is probably the single biggest investment you will make, so getting the right mortgage from the beginning is crucial to achieving your long term financial goals
cash release
EQUITY RELEASE
LOAN AGAINST CURRENT PROPERTY
Equity Release is the term used for funds that you borrow against the value of your current property.
Whether you need to settle outstanding loans, cover the cost of property renovations, invest in another property either here in the UAE or overseas or fund the cost of your child’s education, the released funds can be used for any purpose.
Shari’a compliant equity release solutions.
before completion
OFF-plan finance
FINANCE PROPERTY BEFORE COMPLETION
There are a select few lenders in the UAE, that will finance properties during the construction period
Through our network of mortgage providers we can secure mortgages for residents and non residents of the UAE with minimal documentation, saving you time and money.
Once 50% of the payment plan with selected developers has been paid, we can step in to assist you and ease the burden of making large payments to the developers.
Equated monthly instalment
mortgage calculator
The calculations below are based on an estimated mortgage rate of 4% pa and are subject to approval from banks / financial institutions, 70% finance (subject to bank approval) and Equated monthly instalment over 25 years
Apartments:
Type of Unit | Value of property | 30% down payment | 70% finance | Equated monthly instalment |
|---|---|---|---|---|
Studio | AED 678,000 | AED 203,400 | AED 474,600 | AED 2,505 |
1-bedroom | AED 1,320,900 | AED 396,270 | AED 924,630 | AED 4,880 |
2-bedroom | AED 2,046,000 | AED 613,800 | AED 1,432,200 | AED 7,560 |
3-bedroom | AED 2,761,000 | AED 828,300 | AED 1,932,700 | AED 10,202 |
Villas:
Type of Unit | Value of property | 30% down payment | 70% finance | Equated monthly instalment |
|---|---|---|---|---|
3-bedroom | AED 2,667,000 | AED 800,100 | AED 1,866,900 | AED 9,854 |
4-bedroom | AED 3,066,000 | AED 919,800 | AED 2,146,200 | AED 11,328 |
5-bedroom | AED 4,407,900 | AED 1,322,370 | AED 3,085,530 | AED 16,287 |
6-bedroom | AED 11,786,000 | AED 3,535,800 | AED 8,250,200 | AED 43,548 |
mortgage and equity release
PROCESS AND DOCUMENTATION
Stage 1: Pre – approval
There’s a preliminary approval process of approximately 5 working days to qualify customers eligibility based on income criteria
Mortgage Assist facilitates the pre- qualification process with its network of banks and financial institutions
Documents required
Salaried individuals
- Copy of passport, visa and Emirates ID
- Copy of salary certificate and 6 months pay-slip 6 months online bank statement
- Declaration of any other liability
Self-employed individuals
- Copy of passport, visa and Emirates ID Trade License
- 6 months personal bank statement
- 1 year online company bank statement
- Declaration of any other liability
- 2 years audited financial reports if requested by the bank
Non-resident individuals
- Passport copy of all pages
- 6 months personal bank statement
Our strategic financial partners:
Stage 2: Final mortgage approval
- Pay the down payment
- Generate SPA
- Property valuation may be undertaken based on the discretion of the bank / financial institution
Documents required
Salaried individuals
- Copy of passport, visa and Emirates ID
- Original salary certificate and 6 months pay-slip
- 6 months original bank statement
Self-employed individuals
- Copy of passport, visa and Emirates ID
- Trade License
- 6 months personal bank statement (original)
- 1 year company bank statements (original)
- 2 Years audited financial reports
Non-resident individuals
- Passport all pages
- 6 months personal bank statements
- Health declaration form
Stage 3: Issuing of the title deed
Once the mortgage application has been approved, DLD will issue a title deed to the bank.
RANGE OF HOME FINANCE SOLUTIONS
services
— READY PROPERTY FINANCE
- Finance up to AED 25 Million
- Finance up to 80% for UAE nationals & 75% for expats
- Tenor of up to 25 years
- A wide range of approved developments to choose from
- Additional finance available for property transaction related cost
— NON-RESIDENT FINANCE
- Financing for ready and off-plan properties
- Finance of up to 75% of the property value on ready properties, and up to 50% on off-plan projects
- Finance up to AED 15 Million
— EQUITY RELEASE FINANCE
- Finance amount of up to AED 20 Million
- Finance up to 70% of the property value
- Tenor of up to 25 years
- Option also available along with buyout from other financial institutions
— OFF-PLAN (UNDER CONSTRUCTION)
- Finance available for residents as well as non-residents
- Finance up to AED 25 Million
- Finance up to 75% of the property value
- A wide array of approved off-plan projects to choose from
— COMMERCIAL PROPERTY FINANCE
- Finance available for offices and retail space
- Finance up to AED 10 Million
- Finance up to 70% of the property value on ready properties
- Buyout and equity release options available
- Finance ready commercial properties in Dubai and Abu Dhabi
— REFINANCE
- Finance amount of up to AED 25 Million for ready and off-plan properties
- Equity release up to AED 10 Million
- Tenors of up to 25 years
